|Your years in retirement should be among the best years of your life, so you owe it to yourself to do everything possible now, without criplling your current standard of living, to enable you to enjoy them to the fullest. That means saving enough money in your working years to enable you to maintain your after-tax income in retirement. I say 'after-tax' because, obviously, it's not so much what you make that's important-it's what you keep.
- Source: The Wealthy Barber
by David Chilton
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