Little Rishi

.....a blog about personal finance, motivational stories, deals, and special offers

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Monday, August 31, 2009
Free Sample - Kashi Cereal
For a limited time, you can get a free sample of Kashi cereal at Kashi.com.

For details, see:

Free Sample - Kashi Cereal


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posted by Little Rishi @ Monday, August 31, 2009   0 comments

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Sunday, August 30, 2009
Weekend Quote - Leaving everything to God
Commit to the Lord whatever you do,
and your plans will succeed.


- Proverbs 16:3 NIV


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posted by Little Rishi @ Sunday, August 30, 2009   0 comments

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Saturday, August 29, 2009
The Achievers: Anita Ahuja - Converting Trash to Treasure
The Forbes.com article profiles Anita Ahuja, a 47-year Indian women, who has started an organization called Conserve which recycles waste plastic bags into fashion accessories. Not only her ecofriendly business generating good profits but it is also providing employment to many of the city's poor people.
Her organization uses poor garbage pickers to gather waste plastic bags, a source of polyethylene, which are then used for making products such as totes. These products are then exported aboard through wholesalers to countries in Europe and the US.
The products show up in stores in Britain, France and the U.S. (including chains like Whole Foods (nasdaq: WFMI - news - people )) at anywhere from $16 to $50. So far she's sold 174,000 pieces. Last year Conserve brought in $317,000, keeping $150,000 in its for-profit arm. That money was put back into the business and used to run a school for the children of the ragpickers--200 enrolled and counting. Along the way, she's taking on Delhi's recycling mafia and the Indian bureaucracy, and getting a toehold in Parisian fashion.
She got the idea of starting Conserve in 1998 while discussing the issues like sewage and garbage with her friends. Her initial idea of recycling the kitchen waste of an entire neighborhood into compost didn't work out. However, as usually happens with most entrepreneurs, that project led her to the idea of recycling waste plastic bags into various homemade accessories.
Over the next two years Ahuja experimented with recycling the bags. She tried weaving them together to create a tarpaulin-like covering for the shacks of slum dwellers. Another time she tried pasting pieces of the polyethylene onto canvas and cardboard. She saw that a thicker fabric could be used to make bric-a-brac like pen holders and file folders, and realized she'd finally found a successful recipe when her homemade products were popular at a fair at the U.S. embassy in New Delhi. She decided to venture into accessories.
Buyers of her products now include Global Girlfriend, a Colorodo-based online retailer that sells Conserve totes wholesale to Whole Foods stores. She is also expanding her facility to meet the needs of larger retailers such as Target and Zara. Thanks to Anita's efforts, her organization is not only profitable but it also provides livelihood to many poor garbage pickers and other employees.
Bharti Sharma, a mother of one daughter, does quality control in the workshop and represents the organization at trade fairs--a long way from her ragpicking days. "I've worked here seven years, and my life is so good [that] I have no plans of leaving this place," she says.
For complete article, see:

Forbes: Bag Lady

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posted by Little Rishi @ Saturday, August 29, 2009   0 comments

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Friday, August 28, 2009
Benjamin Graham on Investing Giveaway Contest
Preet Banerjee at WhereDoesAllMyMoneyGo is running the Benjamin Graham On Investing Giveaway contest and offering a chance to win a copy of the new book “Benjamin Graham on Investing”.

For details on how to enter, see:

WhereDoesAllMyMoneyGo: Benjamin Graham On Investing Giveaway contest

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posted by Little Rishi @ Friday, August 28, 2009   0 comments

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Free paid survey panel - PineCone Research
Pinecone Research, an excellent survey group, is currently accepting new applicants. They sent me an email asking for referrals.

Unlike many other survey panels, they do not regulary have open registration but accept new applicants occasionally. They typically pay $3 per survey and at times, also offer surveys for sweepstake entries. Their surveys are also reasonable in time and generally take under 20 minutes. Payment is made for each survey via Paypal within a couple of days or so of the survey completion. I always look forward to their surveys since once I start them, I know I will get paid rather than getting a message that I am not qualified to take the survey.

To join, see:

Free Paid Survey Panel: PineCone Research

For other free paid survey panels, see:

Free Paid Survey Panel: PineCone Research

Free Paid Survey Panel: HCD Survey Panel

Free Paid Survey Panel: Amazon.com Survey Panel

Free Paid Survey Panel: RewardPort

Free Paid Sites


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posted by Little Rishi @ Friday, August 28, 2009   0 comments

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Good, free paid survey panels - HCD Survey Panel
These days there are lot good survey panels and Web sites that enable people to make some money for participating in surveys and focus groups. One such panel is HCD Survey Panel.

I have been a part of the HCD Survey Panel for quite some time and have been participating in their MediaCurves.com studies. MediaCurves.com conducts many surveys testing TV commercials. These studies are usually small, lasting for 10 minutes or less, and if qualified, you can points for participation. Once you have accumulated 1,000 points, you can cash it out for $10.

They just conducted a study with 300 viewers of a Public Service Announcement (PSA) from the U.K. illustrating the dangers of texting and driving. Results showed that majority of viewers (80%) reported that they are less likely to text while driving after watching the PSA. The study also found that 85% of American viewers reported that the PSA should be aired in the U.S. The majority of viewers (87%) believe that the PSA is appropriate in nature, and 86% also indicated that the PSA was extremely effective.

To view more in-depth results, see:

MediaCurves.com: Americans Less Likely to Text While Driving after Viewing Controversial U.K. Public Service Announcement

To become a member of the panel, see:

HCD Survey Panel

For other free paid survey panels, see:

Free Paid Survey Panel: PineCone Research

Free Paid Survey Panel: HCD Survey Panel

Free Paid Survey Panel: Amazon.com Survey Panel

Free Paid Survey Panel: RewardPort

Free Paid Sites


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posted by Little Rishi @ Friday, August 28, 2009   0 comments

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HCD Survey Panel: MediaCurves.com study on Coke Vio beverage line
MediaCurves.com recently conducted a study with 300 viewers of a recent CNN video discussing the new Coke Vio beverage line. Results showed that 56% of viewers would consider purchasing Vio if it was available to consumers. The study also found that 66% of viewers do not think this beverage will be successful among consumers.

To view more in-depth results, see:

MediaCurves.com: Majority of Men Would Consider Purchasing Coke Vio if it was Available to Consumers after Viewing Video

To become a member of the panel, see:

HCD Survey Panel

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posted by Little Rishi @ Friday, August 28, 2009   0 comments

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HCD Survey Panel: MediaCurves.com study on the pro-healthcare reform ad
MediaCurves.com recently conducted a study among 615 self-declared Democrats, Republicans and Independents who viewed a recent pro-healthcare reform ad by the Democratic National Committee (DNC) revealed that the ad failed to increase favorability levels across all political parties.

To view more in-depth results, see:

MediaCurves.com: Favorability Levels Remain Unchanged Among all Parties after Viewing DNC Pro Health Care Reform Ad

To become a member of the panel, see:

HCD Survey Panel

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posted by Little Rishi @ Friday, August 28, 2009   0 comments

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Thursday, August 27, 2009
Free Sample from Walmart - Hallmark greeting card
For a limited time, Wal-Mart is offering a free sample.

For details, see:

Free Sample - Hallmark greeting card


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posted by Little Rishi @ Thursday, August 27, 2009   0 comments

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Wednesday, August 26, 2009
Free books and audiobook, including Robert G. Allen's Multiple Streams of Income

Enlighted Wealth Institute (EWI) is offering a chance to get Robert G. Allen's books free. You can choose from Multiple Streams of Income, Nothing Down for the 2000s, and The One Minute Millionaire. I filled out a form in the morning, and received a link to download the audio book (Multiple Streams of Income) via email in the afternoon.

For details for getting a free book, see:

Free Robert Allen's Books

For free audiobook, see:

Free Audiobook

Related post:

Free 3-day Success Summits-Multiple Streams of Income and Real Estate workshops


Note: I am an Amazon.com and EWI affiliate. Please also see Disclosures and Disclaimer

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posted by Little Rishi @ Wednesday, August 26, 2009   0 comments

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Free 3-day Success Summits-Multiple Streams of Income and Real Estate workshops
Enlighted Wealth Institute (EWI) is offering free 3-day success summits, on generating multiple streams of income and real estate investing, in various cities through out the US and Canada. Class timings are 9 AM to 6 PM byt may vary depending on your city. The invitation I received for the Real Estate workshop in September 2009 provided the following partial list of topics that will be covered:
- How to find Foreclosures and Pre-Foreclosure Properties
- How to purchase Real Estate with "No Money Down"
- How can I use the Internet to find, fund and farm my Real Estate business?
- How to structure your Real Estate to protect yourself and be as profitable as possible!
- How to find motivated sellers and the best approach to purchase from them
- The Massive Tax Deductions that are available in Real Estate Investing
- How to Create and Maintain your POWER TEAM for exponential Real Estate and Internet results!
In addition, the invitation also listed the following free gift for attending the summit: "How to survive in a recession economy - Creating multiple streams of income kit". The kit seems to include various CDs and Robert Allen's Multiple Streams of Income book.

For summit dates and cities, and other details, see:

Enlighted Wealth Institute (EWI) site

For other free EWI events, including Commercial Real Estate Workshops, Real Estate Workshops, Multiple Streams of Income Workshops, Enlightened Wealth Retreats, Enlightened Wealth Summits, and MSI Telecourses, see:

Free EWI Events

For free Robert G. Allen's tele-seminars, see:

Free Robert G. Allen's Teleconferences

Related post:

Free books and audiobook, including Robert G. Allen's Multiple Streams of Income


Note: I am an Amazon.com and EWI affiliate. Please also see Disclosures and Disclaimer

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posted by Little Rishi @ Wednesday, August 26, 2009   0 comments

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Tuesday, August 25, 2009
Clarion's "Make Your Stay" $1,000,000 Giveaway
As part of its "Make Your Stay" $1,000,000 Giveaway, Clarion by Choice Hotels is offering a chance to win $1,000,000 in cash and other instant-win prizes like a laptop or digital camera. You can enter daily. Contest ends September 10, 2009 at 11:59 p.m. ET (the "Promotion Period").

For complete details and rules, see:

Clarion's "Make Your Stay" $1,000,000 Giveaway

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posted by Little Rishi @ Tuesday, August 25, 2009   0 comments

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Monday, August 24, 2009
Free Almond snack tin giveaway from Almond Board of California
For a limited time, take a brief survey and get a free Almond snack tin from Almond Board of California.

For details, see:

Free Almond snack tin giveaway


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posted by Little Rishi @ Monday, August 24, 2009   0 comments

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Sunday, August 23, 2009
Weekend Quote - successful business
Whereever you see a successful business, someone once made a courageous decision

- Peter Drucker


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posted by Little Rishi @ Sunday, August 23, 2009   0 comments

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Wednesday, August 19, 2009
Free subscription to the Forbes and BusinessWeek magazines
For a limited time, RewardsGold is offering free subscription. For details, check out:

RewardsGold: Forbes and BusinessWeek magazines

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posted by Little Rishi @ Wednesday, August 19, 2009   0 comments

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Tuesday, August 18, 2009
Free investment portfolio review by Ric Edelman and his colleagues
For a limited time, Ric Edelman and his colleagues are offering a comprehensive, no obligation review of your current portfolio.

Ric Edelman is a famous financial planner and author of several financial books, including Ordinary People, Extraordinary Wealth: The 8 Secrets of How 5,000 Ordinary Americans Became Successful Investors--and How You Can Too and The New Rules of Money: 88 Simple Strategies for Financial Success Today

For complete details about the free investment portfolio review:

Edelman Financial Investment Portfolio Review
or
Call: 888-PLAN-RIC (752-6742)

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posted by Little Rishi @ Tuesday, August 18, 2009   0 comments

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Sunday, August 16, 2009
Weekend Quote - Achievement
Four steps to achievement:

Plan purposefully
Prepare prayerfully
Proceed positively
Pursue persistently


- William A. Ward


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posted by Little Rishi @ Sunday, August 16, 2009   0 comments

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Sunday, August 9, 2009
Weekend Quote - Opportunities
Opportunities are like sunrises - if you wait too long, you miss them.

- William Arthur Ward


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posted by Little Rishi @ Sunday, August 09, 2009   0 comments

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Saturday, August 8, 2009
Free Sample from Walmart - Scope Outlast sample kit
For a limited time, Wal-Mart is offering a free sample kit.

For details, see:

Free Sample - Crest Scope Outlast Sample Kit


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posted by Little Rishi @ Saturday, August 08, 2009   0 comments

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Friday, August 7, 2009
Chance to win $25 Amazon.com gift card
Christian Personal Finance, an excellent personal finance blog site, is offering a chance to win $25 Amazon.com gift card. To enter, you need to post a comment on any of its Christian PF Forums.

For deadline and other details, see:

ChristianPF.com: Amazon Gift Card Giveaway

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posted by Little Rishi @ Friday, August 07, 2009   0 comments

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Wednesday, August 5, 2009
Saving on passport photos
Recently, had to get passport photos in 4.5 cm x 3.5 cm size for mailing to Canada. For some reasons, stores like CVS etc in my area only provide standard passport photos for use in the US, so they couldn't provide me the photo in 4.5 cm x 3.5 cm size. The alternative was to head to private photographers where I knew I would have to pay at least $25 and above. Instead, I headed to a free Website called ePassportPhoto to create my own photo. All I had to do was to get our pictures taken using our own digital camera.

The process of creating passport photos was very simple - I just had to upload one of our photos and then the site converted it into a passport-sized photo. For each photo I uploaded, it generally creates 4-8 individual photos (depending on the size of each individual photo) on a 4 x 6 photo; in my case, it created 7 photos in 4.5 cm x 3.5 cm size. The only thing I had to do after that was to download the jpg photo file. The entire process took less than 5 minutes. I then uploaded the photo jpg file at the online photo center at Wal-Mart and picked up the photo at their local store on the next trip. Total cost for the seven passport-sized photos? Under 25 cents, inclusive of sales tax! So I paid about 25 cents for the seven photos instead of $8-$10 we used to pay in the past for 2-4 passport pictures at stores like CVS, Costco, etc. So it was a really good deal - not only I got two photos in the required size that I needed to submit with my application but now I also have five additional pics for future use.

The photo site, by the way, does allow you to upload the pics to Snapfish or other online shops from the links on that site but we go to Wal-Mart frequently and didn't mind waiting to pick up the photo until our next trip there. Another good thing about the site is that it allows you to create passport-sized photos by allowing you to choose from various countries, including US, Canada, Thailand, Malaysia, South Africa etc. In addition, it gives you the option to specify whether the photos should be sized for passports, visa or greencard.

To details, see:

ePassportPhoto


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posted by Little Rishi @ Wednesday, August 05, 2009   0 comments

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Tuesday, August 4, 2009
Free ebook at Oprah.com: Let the Great World Spin by Colum McCann (till Aug 5, 2009)
From 11 a.m. ET Monday on August 5, 2009 until 10:59 a.m. ET on August 5, 2009, Random House is offering Colum McCann's new novel, Let the Great World Spin, as a free download Oprah.com. Oprah.com membership (free) is required to download.

Colum McCann's video on "Let the Great World Spin", see:

Video

For complete details, see:

Oprah.com: Let the Great World Spin by Colum McCann


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posted by Little Rishi @ Tuesday, August 04, 2009   0 comments

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Sunday, August 2, 2009
5,000 Delta Skymiles/NorthWest WorldPerks frequent flier miles for LASIK eye exam
For a limited time, LasikPlus is offering 5,000 Delta Skymiles or NorthWest WorldPerks frequent flyer miles for attending a free LASIK eye exam. You can also get 20,000 miles for LASIK procedure.

For complete details, see:

LasikPlus: Delta Skymiles/NorthWest WorldPerks frequent flier miles offer


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posted by Little Rishi @ Sunday, August 02, 2009   0 comments

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Favorite Quote
"Work is worship".
                - Author Unknown
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This site, including blog posts, may contain reviews, links, banners, text and other forms of advertisements for products, services, courses, and so forth of companies of which we may be an affiliate member or for which we may get paid for referrals. This site may also contain blog posts for which we are paid, as well as blog posts regarding products or services of companies from which we may have received complimentary products or services.
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