Little Rishi

.....a blog about personal finance, motivational stories, deals, and special offers

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Saturday, October 31, 2009
Weekend Quote from a Book - Stock Investing: Large versus Small Firms
Size is a constraint to growth and carries with it diseconomies of scale. Most big companies are cumbersome; they are just waiting to be extinct. We analysts are always told of the advantages of size: market share, market power, and dominance. In reality, it is quite the opposite. Smaller firms have better cost controls, are more flexible, and tend to be more niched. They lead the new developments and market changes. And smaller companies with more dynamic growth attract the best personnel. Investors should not be lead astray by companies that claim their mammoth size is a favorable attribute. Corporate bulk is usually a negative.

Source: Full of Bull: Do What Wall Street Does, Not What It Says, To Make Money in the Market

by Stephen T. McClellan, CFA, Wall Street Investment Analyst

Interview with the author

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posted by Little Rishi @ Saturday, October 31, 2009   0 comments

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Monday, October 26, 2009
Free hardcopy, ebook, audiobook: Napolean Hill's Think and Grow Rich
For a limited time, you can get Napolean Hill's, highly motivational book, Think and Grow rich, free in hardcopy, ebook or audiobook (mp3 format) format. For hard copy, $4.59 shipping and handling fee applies, but you can download the ebook/pdf and audiobook free. See links below for details (note: the cover page and content of the hardcopy book/ebook/audiobook obtained via the links below may not be same as that of the book whose image is shown in this blog post. In addition, you need to provide personal info, including name and email address):

For details regarding free hard copy of Think and Grow Rich (requires $4.59 shipping and handling) see:

Free Hard Copy: Think and Grow Rich

For free ebook, Think and Grow Rich, see (Note: the link to the download site is sent via the email):

Free ebook: Think and Grow Rich

For free audiobook, Think and Grow Rich, see (Note: need to provide name and email address before you can download the audiobook):

Free audiobook: Think and Grow Rich


Want to purchase Think and Grow Rich at Amazon.com? See:

To buy the book: Think and Grow Rich


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posted by Little Rishi @ Monday, October 26, 2009   0 comments

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Sunday, October 25, 2009
Weekend Quote - Journey
The journey you wish to take can only begin from where you are right now this very minute.

- Ron Atchison


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posted by Little Rishi @ Sunday, October 25, 2009   0 comments

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Saturday, October 24, 2009
Weekend Quote from a Book - Multiple Streams of Income
M in the Money Tree Formula Stands for Multiple Streams of Income

The first goal in starting your own home-based business is to add another stream of income to your life as a safety net in case other of your streams of income dry up. The home-based business you select should be a source of more than just one stream of income. It should eventually become a source of multiple streams of income all by itself.

For example, suppose you’re considering buying an existing restaurant. What
is its potential for growth? Can you add more shops? Is your idea franchisable? Can one of your food entrees` be sold nationwide as a frozen item? Can you license your special cooking secrets to other restaurants? Is there a cookbook in there somewhere? What about bottling and selling your special sauces? Get the drift? Don’t even consider a business that doesn’t have expansion potential for additional streams of income. That’s why the first M in the formula is intended to remind you of multiple streams of income.

Source: Multiple Streams of Income: How to Generate a Lifetime of Unlimited Wealth! Second Edition

by Robert G. Allen


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posted by Little Rishi @ Saturday, October 24, 2009   0 comments

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Thursday, October 22, 2009
Free digital edition of Bernie Schaeffer’s Fall 2009 SENTIMENT finance magazine
For a limited time, you can get a free digital edition of Bernie Schaeffer’s Fall 2009 SENTIMENT magazine. This issue contains the
Cover story entitled “Trading the Main Event.” This article discusses key events like earnings and the explosive profit opportunities they provide to option traders. The key to success is keeping an eye on investor sentiment and mitigating your risks.

You’ll also find an intriguing piece entitled “The Long Vertical Cure.” This article reveals a trading strategy that provides big profit potential during those times that directional opportunities abound, but conditions aren’t quite right for straight call and put purchases.

And the Fall issue of SENTIMENT also contains educational pieces for relative newcomers along with advanced strategy stories to help experienced traders build their portfolios.

It also includes:

The Sentiment Report – a quarterly market roundup

Idea Lab – an examination of technical analysis tools

Ask Bernie – answers to commonly asked trading questions

.COM – the “best of” recent commentaries and blog posts on SchaeffersResearch.com
For details, see:

SchaeffersResearch.com: Free Sentiment Magazine


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posted by Little Rishi @ Thursday, October 22, 2009   0 comments

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Wednesday, October 21, 2009
Free Snuggie Blanket
For a limited time, you can get a free Snuggie Blanket, including free shipping.

For details, see:

Suzzly.com: Free Snuggie Blanket


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posted by Little Rishi @ Wednesday, October 21, 2009   0 comments

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Sunday, October 18, 2009
Weekend Quote - Critics' Memory
"I do think it's important for all of us to remember, even though it's been almost a year, what was happening in this country when we walked through that front door," he said. "Because, you know, people seem to have a sort of selective memory. People seem to forget. They seem to think that suddenly I was sworn in and there was this big financial crisis. So let's just do a little walk down memory lane."

- US President Barack Obama; Source: PoliticsDaily.com: Obama to Critics: 'Grab a Mop!' Help Me Clean Up This Mess.


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posted by Little Rishi @ Sunday, October 18, 2009   0 comments

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Saturday, October 17, 2009
Weekend Quote from a Book - Wealth accumulation
"If you have not acquired more than a bare existence in the years since we were youths, it is because you have either failed to learn the laws that govern the building of wealth, or else you do not observe them. ‘Fickle fate’ is a vicious goddess who brings no permanent good to anyone…makes wanton spenders, who soon dissipate al they receive."

Easy money doesn’t stick around is what Arkad preaches. So true. Think of people close to you who have won lotteries and the like. The far majority are without today!

Arkad was asked the obvious question about how he has acquired his fortune. He made an assessment from his early years that the things that brought happiness and contentment were magnified by the existence of wealth.

“Wealth is power. With wealth many things are possible.”

Source: The Richest Man in Babylon

by George S. Clason


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posted by Little Rishi @ Saturday, October 17, 2009   0 comments

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Tuesday, October 13, 2009
Free 500 Priority Club Reward Points
You can get 500 Priroity Club reward points for taking a short survey.

For complete details, see:

Win 500 Priority Club Reward Points


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posted by Little Rishi @ Tuesday, October 13, 2009   0 comments

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Sunday, October 11, 2009
Weekend Quote - Dollar Devaluation
TheStreet: Will the dollar see a bottom?

Jim Rogers: Well, the dollar is a terribly flawed currency so maybe soon it's due for a rally because there are so many pessimists, including me. Whenever everyone is on the same side of the ship, it tips over and you should go to the other side. I hope I'm smart enough ... , if it rallies, to sell more of my dollars and maybe all the rest of my dollars ... The problems for the U.S. dollar are not resolved. I don't like saying this because I am an American citizen and pay America taxes just like you. I don't like saying it, I don't like saying it at all. But we have to deal with fact.


- Jim Rogers

Source: TheStreet.com: Jim Rogers Doubts the Dollar

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posted by Little Rishi @ Sunday, October 11, 2009   0 comments

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Saturday, October 10, 2009
Weekend Quote - Credit Score
Unwise credit usage has limited many people's ability to effectively play the financial game of life. Ill-advised credit management decisons often result in people being denied access to economic opportunities, not because of the color of their skin or the content of their character, but only because of a score on their credit report. The credit score has emerged as the most important determinant in the credit-granting process. Frederick Douglass, an African American statesman, was right when he said, that we "may not get everything that we pay for; but we must pay for everything that we get." We must all pay for everything that we purchase. however, individuals with low credit score must pay more for their financed purchases.

- Source: Who's Afraid To Be a Millionaire: Mastering Financial and Emotional Success

by Kelvin E. Boston

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posted by Little Rishi @ Saturday, October 10, 2009   0 comments

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Friday, October 9, 2009
Free 100 Continental Airlines Onepass frequent flier miles
Continental is offering 100 bonus miles for learning about Continental’s PetSafe® and PetPass® programs. Promotion Code is 57070 and you must register for this offer by November 30, 2009.

For complete details, see:

Continental.com: Register to earn 100 bonus miles with PetPass®

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Free 150 American Airlines® AAdvantage® frequent flier miles for watching a 2-min video


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posted by Little Rishi @ Friday, October 09, 2009   0 comments

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Thursday, October 8, 2009
Free seasonal flu vaccinations vouchers for the unemployed from CVS
CVS is currently giving away vouchers for free seasonal flu vaccinations to the unemployed people. States where the program is running include California, Connecticut, Georgia, Illinois, Indiana, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, Ohio, Rhode Island, Texas, Virginia and Washington, DC. The vouchers will be given out at some One-Stop Career Centers and other employment training agencies, and can be redeemed at CVS pharmacies that are running flu shot clinic events, or during regular business hours at walk-in MinuteClinics inside CVS stores.

For complete details, see:

CVS.com: CVS Caremark Launches Distribution of $3 million in Free Seasonal Flu Shot Vouchers to the Unemployed

For info on the individual employment centers participating in the free flu voucher program, see:

CVS flu shot locator

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posted by Little Rishi @ Thursday, October 08, 2009   0 comments

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Wednesday, October 7, 2009
Free marketing: Free press releases distribution service
If you are interested in releasing information about your firm/products for free, check out PRLog. The site allows you to offer free online press releases which can be a good source of free advertising and publicity. These press releases are distributed to Google News and various search engines. According to their Web site, other features include:
Search engine optimized dedicated webpage and PDF page.
Clickable Links.
Product image or any other picture.
Company Logo.
Formatting - Bold, italics, etc.
Multiple categories & tags/keywords
For complete details, see:

PRLog: Free Press Release Distribution Service

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posted by Little Rishi @ Wednesday, October 07, 2009   0 comments

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Sunday, October 4, 2009
Weekend Quote - Helping Hand
Sometimes the best helping hand you can get is a good, firm push.

- Joann Thomas


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posted by Little Rishi @ Sunday, October 04, 2009   0 comments

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Saturday, October 3, 2009
Weekend Quote - Taking Action
Every day you don't take action to achieve your dreams is a day you are creating more of what you have right now. If what you have now is perfect, then you only have to take the same actions to continue to maintain it. Great. But then don't tell me your life isn't what you want. If you're complaining about the way things are without taking any steps to change it, you're likely to end up being one of the "Ain't It Awful" people who are constantly whining about the price of gasoline, or taxes, or houses, or the weather, the traffic, the kids these days, television commercials, their spouse, the neighbors, and email spam.

- Source: Zero to Zillionaire

by Chellie Campbell


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posted by Little Rishi @ Saturday, October 03, 2009   0 comments

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Barnes & Nobles coupon codes
One of the ways to save these days is to use coupons and discounts where ever possible. I have provided below are some discount/coupon codes for Barnes and Nobles:

- 10% off of one item(Ends 10/18/09)

- For B&N Members: 15% off of one item(Ends 10/18/09)

- Fast&Free Delivery on orders of $25 or more

- Bestselling CDs' $9.99 Every Day!

This Post was last updated on: October 10, 2009

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posted by Little Rishi @ Saturday, October 03, 2009   0 comments

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Thursday, October 1, 2009
Free 150 American Airlines® AAdvantage® frequent flier miles for watching a 2-min video
For a limited time, you can get 150 American Airlines AAdvantage frequent flyer miles simply for watching a 2-minute ad video regarding Bose® QuietComfort® 15 headphones, and filling out the form at the end. You can get 350 miles if you watch an in-store demo and 1500 miles if you purchase the headphones

For complete details, see:

Bose

Related Post:

Free 100 Continental Airlines Onepass frequent flier miles


Airline Miles Credit Cards Hotel & Travel Rewards Credit Cards Cash Back Credit Cards Gas Rebate Credit Cards

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posted by Little Rishi @ Thursday, October 01, 2009   0 comments

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Favorite Quote
"Work is worship".
                - Author Unknown
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This site, including blog posts, may contain reviews, links, banners, text and other forms of advertisements for products, services, courses, and so forth of companies of which we may be an affiliate member or for which we may get paid for referrals. This site may also contain blog posts for which we are paid, as well as blog posts regarding products or services of companies from which we may have received complimentary products or services.
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