Little Rishi

.....a blog about personal finance, motivational stories, deals, and special offers

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Monday, November 30, 2009
Free UHU Gluestick and clipboard for writing a blog post
If are a US- or Canada-based blogger, UHU Gluestick has a offer for a free UHU Gluestick and clipboard in exchange for writing a blog post about their gluestick.

For complete details, see:

Gluewithuhu.com: Some Free UHU Sample Action


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posted by Little Rishi @ Monday, November 30, 2009   0 comments

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Sunday, November 29, 2009
Weekend Quote - Striking
Not only strike when the iron is hot, but make it hot by striking.

- Oliver Cromwell, military leader


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posted by Little Rishi @ Sunday, November 29, 2009   0 comments

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Saturday, November 28, 2009
Weekend Quote from a Book - Procrastination
Procrastination is the disease of our time. It is an energy-sucking, debilitating syndrome that robs us of our dreams, our self-respect, and our passion. And self-discipline is the only ticket out of this self-sabotaging pattern. Discipline can't be argued with. It can't be persuaded or manipulated. Discipline doesn't ask you if you feel like doing it. It doesn't even give you an option. The voice of discipline says, "This is the plan of action. I said I would do it, so I will". Discipline doesn't care what you think (sorry, it's not personal). It isn't the slightest bit interested in your excuses; it cares only about your success. We must cut into the illusion that not doing it today is an option. We must break free from any pattern of self-talk that wants to veer us away from following our structure and reaching our goals.

Source: The Best Year of Your Life: Dream It, Plan It, Live It

by Debbie Ford


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posted by Little Rishi @ Saturday, November 28, 2009   0 comments

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Free $100 on $25 initial deposit - PerkStreet Financial

For a limited time, PerkStreet Financial is offering $100 bonus for opening a free checking account with no minimum balance and no monthly maintenance fee. To get $100, you need to open the account with at least $25 deposit and must open by 12/31/2009. The account must remain open for at least 3 months. PerkStreet Financial is part of the Bancorp Bank and is FDIC-insured. Offer is open to first time customers only.

To avoid $4.95 monthly maintenance fee, you must have at least one of the following activities each month: direct deposit, bill pay, or check card usage.

I opened the account a couple of days ago but at that time, the promotion was for $50 only, so this is a much better offer. However, the good thing was that I was able to fund the account with my Schwab Bank Credit Card which offers 2% cash back. So on $500 deposit, that's an extra $10 for few minutes of opening the account - not bad!

For complete details:

PerkStreet Financial: $100 Checking Account offer


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posted by Little Rishi @ Saturday, November 28, 2009   0 comments

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Sunday, November 22, 2009
Weekend Quote - Gardens
Gardens are not made by sitting in the shade.

- Rudyard Kipling


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posted by Little Rishi @ Sunday, November 22, 2009   0 comments

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Saturday, November 21, 2009
Weekend Quote from a Book - Thoughts
Thoughts are things. Every thought has a consequence. No thought lives in your brain rent-free. Each thought is a pebble dropped into the pond of your life-the ripples are real. The more intense the thought, the more powerful the outcome. An angry thought gets picked up like a radio wave. People can sense it. Animals can smell it. The whole energy system surrounding you is infected. Weed out such thoughts.

Think positive thoughts, intensively. Grow enthusiastic images, boldly. Speak only wonderful words to yourself, constantly. Feel fantastic, NOW! This colors your view of the world. Like a magnet, you attract the resources necessary to manifest the world you desire.

Source: The Dhandho Investor: The Low - Risk Value Method to High Returns

by Mark Victor Hansen and Robert G. Allen


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posted by Little Rishi @ Saturday, November 21, 2009   0 comments

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Wednesday, November 18, 2009
Free magazine: BusinessWeek
For a limited time, RewardsGold is offering a free annual subscription to BusinessWeek.

For details, check out:

RewardsGold: BusinessWeek magazine

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posted by Little Rishi @ Wednesday, November 18, 2009   0 comments

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Monday, November 16, 2009
Free paid survey sites
One of the ways to earn some money on the side is through survey sites. Fortunately, there are lot of free and good survey sites which offer you a chance to earn cash, points, rewards, etc for taking surveys. I am compiling a list of some of the free survey sites and have provided it below:

RewardPort: You can earn rewards points for taking surveys, completing offers, shopping, reading email, and much more. For a limited time, you can also earn $5 simply for activating your survey account and taking a survey.

Amazon.com Survey Panel: By signing up for the Amazon.com survey panel, you get a chance to participate in Amazon.com user research studies. If selected, you can earn a $50 to $100 Amazon.com gift certificate for your time and effort.

Pinecone Research: Unlike many other survey panels, they do not regulary have open registration but accept new applicants occasionally. They typically pay $3 per survey and at times, also offer surveys for sweepstake entries. Their surveys are also reasonable in time and generally take under 20 minutes.

HCD Survey Panel: The HCD Survey Panel/MediaCurves.com studies conducts many surveys testing TV commercials. These studies are usually small, lasting for 10 minutes or less, and if qualified, you can points for participation. Once you have accumulated 1,000 points, you can cash it out for $10.

GlobalTestMarket: GlobalTestMarket gives you MarketPoints as well as sweepstakes entries into daily and monthly cash drawings for completed surveys. After you've accumulated 1,000 MarketPoints, you can redeem it for $50 U.S. dollars.


Note: I am an affiliate of the above survey sites. Please also see Disclosures and Disclaimer

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posted by Little Rishi @ Monday, November 16, 2009   0 comments

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Sunday, November 15, 2009
Weekend Quote - No Social Security COLA increase for 2010
Our government has no problem finding hundreds of billions of dollars for welfare but god forbid they find any money for people that worked their asses off their whole life paying the money that carries these lazy people. You want to stop teenage pregnancy? Stop rewarding people for it. Let their own families carry the load.

- Commentor "Mike" commenting to a post regarding no Social Security COLA increase for 2010 on DailyFinance.com

Source: DailyFinance.com: No Social Security COLA increase for 2010


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posted by Little Rishi @ Sunday, November 15, 2009   0 comments

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Saturday, November 14, 2009
Weekend Quote from a Book - Stock investing: Moat
Even businesses with durable moats don't last forever. Thus, when using John Burr Williams's intrinsic value formula, we ought to limit the number of years we expect the business to thrive. We are best off never calculating a discounted cash flow stream for longer than 10 years or expecting a sale in year 10 to be at anything greater than 15 times cash flow at that time (plus any excess capital in the business).

Source: The Dhandho Investor: The Low - Risk Value Method to High Returns

by Mohnish Pabrai


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posted by Little Rishi @ Saturday, November 14, 2009   0 comments

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Friday, November 13, 2009
Free 8x10 Photo Canvas (need to pay S/H) or a $55 Coupon

CanvasPeople.com is giving away me a free canvas! New customers can receive a free 8x10 photo canvas or get a $55 coupon that can be applied towards a larger size canvas. I tried it and found the process to be quick and easy - just needed to upload the photo, select size, and provide the frame and effect options (frame/effect are optional but if you select any frame, there's additional free), and then provide personal and credit card info for the $14.95 shipping and handling fee.

For details, see:

CanvasPeople.com: Get Your First Canvas on Us. Free 8x10 Canvas Print or $55 off Larger Sizes.


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posted by Little Rishi @ Friday, November 13, 2009   0 comments

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Free Microsoft Office 2010 Starter (beta version)
If you qualify, you may be able to get free Microsoft Office 2010 Starter beta version. As this is a beta version, you may need to provide feedback on the software.

I just applied for the program and it took under 5 mins to fill out the form.

For details, see:

Microsoft Office 2010 Starter Program Nomination Form


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posted by Little Rishi @ Friday, November 13, 2009   0 comments

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Thursday, November 12, 2009
Barnes & Noble: FREE $10 Online Gift Certificate with $100 Gift Card Purchase (Expires 11/28/09)
This is not really a freebie nor a coupon code but till Nov 28, 2009, Barnes & Noble is offering a $10 online gift card with $100 gift card purchase, using the link provided below.

For details, check out:

Barnes&Noble.com: FREE $10 Online Gift Certificate with $100 Gift Card Purchase!


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posted by Little Rishi @ Thursday, November 12, 2009   0 comments

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Tuesday, November 10, 2009
Free magazine subscription: Wine Spectator
For a limited time, RewardsGold is offering a free annual subscription to Wine Spectator.

For details, check out:

RewardsGold: Wine Spectator


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posted by Little Rishi @ Tuesday, November 10, 2009   0 comments

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Monday, November 9, 2009
Free Sample Summary of Geoff Colvin's Book - Talent is Overrated

Click to download this summary FREE!
For a limited time, you can get a free sample of Soundview Executive Book Summaries' summary of Geoff Colvin's book - Talent is Overrated. To get the summary, clicking the image on the left.
According to author Geoff Colvin, what really makes all the difference is a highly specific kind of effort, what he calls “deliberate practice.” It’s difficult. It hurts. But more of it equals better performance. Tons of it equals great performance
$15 Coupon Code for Subscription (expires 11/30/2009):

Enter SAVE15 during checkout at Soundview Executive Book Summaries and take $15 off ANY one-year subscription! Expires 11/30/09.


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posted by Little Rishi @ Monday, November 09, 2009   0 comments

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Sunday, November 8, 2009
Weekend Quote - Start
You don't have to be great to start,
but you have to start to be great.


- Joe Sabah


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posted by Little Rishi @ Sunday, November 08, 2009   0 comments

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Saturday, November 7, 2009
Weekend Quote from a Book - God-Ordained Moments
God has already prearranged times of increases, times of blessing. You will have opportunities to meet the right people, opportunities to advance in your career, opportunities to fulfil your dreams. You may not be experiencing any good breaks right now. May be you're stuck in a rut. But let me encourage you with this: In your future there are God-ordained moments. He has them planned out for you.

Too many people miss these moments. They tried and failed before, so they quit believing. Or they're distracted. There is so much clutter in their lives that they can't hear the still, small voice inside telling them: It's your moment of favor!

We have to be sensitive to God's timing. We may for years with nothing big happening, and then all of a sudden, a God-ordained moment comes along: You meet someone who changes your life, you get a loan to buy the house of your dreams, you are promoted to a new job.

In a split second, you are thrust years ahead.

Source: It's Your Time: Activate Your Faith, Achieve Your Dreams, and Increase in God's Favor

by Joel Osteen


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posted by Little Rishi @ Saturday, November 07, 2009   0 comments

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Free 7 day Guest Pass to Bally's Total Fitness Club
For a limited time, you can get a free 7 day guest pass to Bally's Total Fitness Club using the link provided below. There is no enrollment fee for this offer.

For details, see:

Bally's Total Fitness: Free 7 day guest pass


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posted by Little Rishi @ Saturday, November 07, 2009   0 comments

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Friday, November 6, 2009
Free Sample from Walmart - DenTek® Triple Clean Floss Picks
For a limited time, Wal-Mart is offering a free sample.

For details, see:

Free Sample - DenTek Triple Clean Floss Pick


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posted by Little Rishi @ Friday, November 06, 2009   0 comments

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Thursday, November 5, 2009
Free 8 chapters of Robert Prechter’s Conquer the Crash: You Can Survive and Prosper in a Deflationary Depression
For a limited time, you can access 8 free chapters from Robert Prechter’s Conquer the Crash: You Can Survive and Prosper in a Deflationary Depression book. To access the online chapters, you need to register (free registration) as a member of Elliott Wave International.
Chapters include:

- What to do with your pension plan
- How to identify a safe haven
- What should you do if you run a business?
- Calling in loans and paying off debt
- Should you rely on the government to protect you?
- Money, Credit and the Federal Reserve Banking System
- Can the Fed Stop Deflation?
- A Short List of Imperative "Do's" and "Don'ts"
For registration, see:

Registration Page: Elliott Wave.com

To access the chapters, see:

Club EWI Library: The Conquer the Crash Collection


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posted by Little Rishi @ Thursday, November 05, 2009   0 comments

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Wednesday, November 4, 2009
How to fix the problem of upside down monitor display?
Yesterday, when I turned on my Desktop computer, the monitor display was upside down. Similarly, the mouse was working in reverse - to point to any button on the right, I had to move the mouse to the left.

Initially, I thought it was because of some issue with the monitor. I played with the buttons on the monitor and tried to adjust various settings but to no effect - the display was still inverted, with all characters displayed upside down. I also right-clicked on the Desktop and checked the properties of the monitor but nothing worked. I finally hooked up the spare monitor but the problem persisted. However, now I knew that the problem was not with the monitor but with my PC itself.

Finally, after doing some research on the Web, I discovered the solution - I had to hit the Control-Alt-Up arrow keys and that resolved the issue. I guess, I accidentally must have hit some wrong key when hitting Control-Alt-Del but after I pressed the the Control-Alt-Up arrow keys simultaneously, the issue was resolved. Seems these keys will also resolve the issue if there is a sideways display on the monitor. While I have Windows XP, the above method may also resolve issues in Windows Vista.

If the above fix doesn't work, check out the tips on the following article:

XP-Tips.com: Upside Down or Sideways Monitor Display


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posted by Little Rishi @ Wednesday, November 04, 2009   0 comments

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Sunday, November 1, 2009
Weekend Quote - Persistence
As long as we are persistent in our pursuit of our deepest destiny, we will continue to grow. We cannot choose the day or time when we will fully bloom. It happens in its own time.

- Denis Waitley


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posted by Little Rishi @ Sunday, November 01, 2009   0 comments

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Favorite Quote
"Work is worship".
                - Author Unknown
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