Little Rishi says:
Disciplined people use credit cards to increase their wealth by making regular purchases, interest free, on their credit cards; paying off their bills in full in a timely manner; and earning rewards on their purchases, without paying any kind of credit-card related fees.
Undisciplined people use credit cards to get further into debt by increasing their discretionary spending, and by avoiding to make full payments in timely manner, while incurring various credit-card related fees.Labels: bank, credit card, frugal, saving tips |
